Sr. Manager, Credit Finance and Strategic Planning
Target is an iconic brand, a Fortune 500 company and one of America’s leading retailers.
The Financial and Retail Services (FRS) organization is close to the action when it comes to communication—whether with guests or Target team members. From guest service professionals and product designers, to vendor managers and financial and workforce management analysts, FRS comprises several key and high-visibility areas that elevate and nurture Target’s distinctive reputation. We cultivate loyalty and satisfaction through exceptional service and support. And we foster a culture of responsive, knowledgeable and committed service—from the inside out—through enterprise services our people can count on.
Beyond our world-class service centers, there are many important challenges to be met in other FRS teams. Payments and Financial Operations strategically curate and enable payment acceptance for Target, working with internal and external partners to envision and advocate for the future, manage payment expense, proactively prevent fraud and manage the accounting and controls for FRS. FRS Operations and Product Team plays at the intersections of process and technology, and Service Center Shared Operations (SCSO) which develops comprehensive service delivery strategies for our service centers. FRS Product Design manages and grows loyalty, frequency and other marketing programs for all Payment Cards (REDcard, GiftCard). The Credit Strategy and Compliance team manages the credit card program and related interactions with our bank partner, and includes the Credit Strategy, Credit Risk Underwriting and Compliance functions.
As a Sr. Manager, Credit Strategy & Planning, you will help manage and influence Target’s RedCard strategy. You will be responsible for monitoring industry trends, identifying growth opportunities, and working with cross-functional teams to evaluate the effectiveness of champion / challenger strategies. You will work closely with leaders to explain performance trends as well as develop and execute business strategies. You will also play a critical role by developing and maintaining financial models and other tools necessary to analyze and forecast portfolio trends. Job duties may change at any time due to business needs.
- 4-year college degree (Accounting, Business, Economics, or Finance)
- 5-8+ years of analytical business experience and/or credit profitability analysis experience, preferred
- MBA / CPA / MA desired
- Demonstrate innovative and creative problem-solving skills and strong leadership skills
- Drive for results and manage execution: coordinate, prioritize, establish goals, and ensure timelines are met
- Demonstrate high level of initiative and organization, with the ability to be resilient and adaptable
- Works independently with limited direction
Americans with Disabilities Act (ADA)
Target will provide reasonable accommodations (such as a qualified sign language interpreter or other personal assistance) with the application process upon your request as required to comply with applicable laws. If you have a disability and require assistance in this application process, please visit your nearest Target store or Distribution Center or reach out to Guest Services at 1-800-440-0680 for additional information.
What’s it like to work here? We’re asked that a lot. Target respects and values the individuality of all team members and guests—and we have lots of fun in all that we do.experience our culture